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Trip and Fall - Sidewalks in your HOA
Trip and Fall - Slip and Fall - Risk Management of Raised Sidewalks in Your HOA

Karel Costa-Armas
1 day ago2 min read


Self-managed Communities Need Proper Financial Reporting
HOAs need and require proper financial accountability. Self-managed communties need proper financial reporting resources.

Karel Costa-Armas
Mar 62 min read


Condo Board losing Money on Insurance claims. Restricted from using Public Adjusting Firm
On Florida’s west coast, several hurricanes struck one right after the other. Billions of dollars of damage in insurance claims.

Karel Costa-Armas
Nov 22, 20241 min read


Why your HOA board Complaint is Being Ignored..
Serious complaints about tHOA or Condo Boards have a difficult time getting traction with the authorities.

Karel Costa-Armas
Nov 22, 20242 min read


Change Orders on Construction Projects
Change Orders on Construction Projects and how to handle them.

Karel Costa-Armas
Jul 23, 20243 min read


Fraud Prevention in Community Associations - Unveiling the Shield
Fraud Prevention in Community Associations

Karel Costa-Armas
Jun 30, 20242 min read


Selecting the Community Association Management Company
Selecting the Community Association Management Company

Karel Costa-Armas
Jun 30, 20243 min read


Standard of Care - Lawsuits in Community Association Management
Standard of Care - Lawsuits in Community Association Management

Karel Costa-Armas
Jun 17, 20242 min read


How To Choose the New Property Management Company
Choosing the new property management company for your HOA or Condo association

Karel Costa-Armas
Jun 15, 20243 min read


When to Call Management or Maintenance After Hours
When to Call Management or Maintenance After Hours

Karel Costa-Armas
Jun 15, 20243 min read


Basic Homeowner Rights in Communities
What are your rights as an owner-member in an association? - To be treated fairly and with respect? - To be governed by competent board...

Karel Costa-Armas
May 6, 20241 min read


Part 2 - Video. Preparing for Deposition or Trial Testimony
In my experience as an expert witness, I have been able to review transcripts from depositions taken mostly from civil lawsuits. My heart...

Karel Costa-Armas
May 1, 20241 min read


Lawsuit's Deposition and Trial... How to Prepare.
This a quick guide as to how to prepare for a deposition and what you may expect.

Karel Costa-Armas
Apr 27, 20244 min read


Empathy and Compassion - Listening and Understanding Complainants
Nobody likes to hear complaints. Especially when the complaints come from the same people over and over again. Community Association...

Karel Costa-Armas
Feb 21, 20243 min read


The Secret – Accountability
What would be the one thing concerned owners want from their leadership? Accountability.

Karel Costa-Armas
Feb 20, 20242 min read


Red Flags - That Indicate Trouble at Your Association
Here are four red flags that may cause you to believe you have a legitimate claim that points to Fraud or Theft in your community:...

Karel Costa-Armas
Feb 2, 20242 min read


Do Not Let the Board be Abused and Interrogated.
There may come a time when you witness a resident being rude, loud, and abusive. Actually, it occurs quite often at board meetings. It...

Karel Costa-Armas
Jan 18, 20243 min read


Documenting Unexpected Incidents: Risk Management
Community associations are micro-governments within every city and state in this Nation. Since they are also governed by local, state,...

Karel Costa-Armas
Jul 10, 20233 min read


Detecting FRAUD and THEFT at Community Associations
As a consultant for community associations, I get calls quite often for suspicions of Fraud and Theft at their community. It’s almost...

Karel Costa-Armas
Jun 20, 20232 min read


4 Qualities That Improve Management Styles
What can managers concentrate on to improve their management style? Among many things, there are four C's to keep in mind. Communication...

Karel Costa-Armas
Jun 9, 20231 min read
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