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Condo Board losing Money on Insurance claims. Restricted from using Public Adjusting Firm
On Florida’s west coast, several hurricanes struck one right after the other. Billions of dollars of damage in insurance claims.

Karel Costa-Armas
Nov 22, 20241 min read
106 views
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Why your HOA board Complaint is Being Ignored..
Serious complaints about tHOA or Condo Boards have a difficult time getting traction with the authorities.

Karel Costa-Armas
Nov 22, 20242 min read
13 views
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Fraud Prevention in Community Associations - Unveiling the Shield
Fraud Prevention in Community Associations

Karel Costa-Armas
Jun 30, 20242 min read
63 views
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Basic Homeowner Rights in Communities
What are your rights as an owner-member in an association? - To be treated fairly and with respect? - To be governed by competent board...

Karel Costa-Armas
May 6, 20241 min read
27 views
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Part 2 - Video. Preparing for Deposition or Trial Testimony
In my experience as an expert witness, I have been able to review transcripts from depositions taken mostly from civil lawsuits. My heart...

Karel Costa-Armas
May 1, 20241 min read
9 views
2 comments


Lawsuit's Deposition and Trial... How to Prepare.
This a quick guide as to how to prepare for a deposition and what you may expect.

Karel Costa-Armas
Apr 27, 20244 min read
9 views
0 comments


Empathy and Compassion - Listening and Understanding Complainants
Nobody likes to hear complaints. Especially when the complaints come from the same people over and over again. Community Association...

Karel Costa-Armas
Feb 21, 20243 min read
25 views
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Do Not Let the Board be Abused and Interrogated.
There may come a time when you witness a resident being rude, loud, and abusive. Actually, it occurs quite often at board meetings. It...

Karel Costa-Armas
Jan 18, 20243 min read
54 views
0 comments


Documenting Unexpected Incidents: Risk Management
Community associations are micro-governments within every city and state in this Nation. Since they are also governed by local, state,...

Karel Costa-Armas
Jul 10, 20233 min read
61 views
0 comments


4 Qualities That Improve Management Styles
What can managers concentrate on to improve their management style? Among many things, there are four C's to keep in mind. Communication...

Karel Costa-Armas
Jun 9, 20231 min read
38 views
0 comments


Social Media for Community Associations - Procedures and Etiquette
Social Media for Community Associations - Procedures and Etiquette , Online Conduct Guidance for Boards and Managers

Karel Costa-Armas
May 27, 20238 min read
73 views
0 comments


4 Essential Tips for New Board Members and Managers
New board members need a little orientation so that their experience is positive. I’ll give a few tips that will help both sides –...

Karel Costa-Armas
May 16, 20232 min read
70 views
0 comments


How Can Managers Work Together With the Association Attorney?
Managers play a very important role as the front line alarm system for potential liability risks. A good manager should be able to...

Karel Costa-Armas
Feb 14, 20232 min read
29 views
0 comments


Condo Association Elections Process (Florida)
Every year hundreds of associations fret over the details of their elections. The truth is, they should. There are many details to the...

Karel Costa-Armas
Feb 2, 20232 min read
28 views
0 comments


When to Share Board Decisions with Contractors
Have you ever had a contractor find out information discussed at a recent Board meeting? Does it feel like the fox is sleeping in the...

Karel Costa-Armas
Oct 24, 20221 min read
17 views
0 comments


Budget Prep in your Community
Are you getting ready for your association's budget season? Are you skeptical of past practices and willing to be involved in this year's...

Karel Costa-Armas
Aug 19, 20222 min read
99 views
0 comments


Security at your Community Association
Security and privacy at a community association is vital, and expected. Is your property adequately staffed in the “security” realm? Is...

Karel Costa-Armas
Jul 26, 20221 min read
20 views
0 comments


Committees at HOA's and Condominiums - Purpose and Structure
Committees... Do you have them? Are they good for your community? In recent years, I have learned to direct Boards better in using their...

Karel Costa-Armas
Jul 20, 20221 min read
39 views
0 comments


Homeowner Rights at your Condo or HOA
What are your rights an owner-member in an association? If you live in a community with rules and regulations, you have a certain number...

Karel Costa-Armas
Jul 9, 20221 min read
614 views
0 comments


Trusted Vendor Relationships - HOA Contractors and Construction at Condos
How important is it to have trusted vendors working on your association's projects? Does your board or manager have a good rolodex of...

Karel Costa-Armas
Jul 9, 20221 min read
11 views
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