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Condo Board losing Money on Insurance claims. Restricted from using Public Adjusting Firm
On Florida’s west coast, several hurricanes struck one right after the other. Billions of dollars of damage in insurance claims.

Karel Costa-Armas
Nov 22, 20241 min read
111 views
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Why your HOA board Complaint is Being Ignored..
Serious complaints about tHOA or Condo Boards have a difficult time getting traction with the authorities.

Karel Costa-Armas
Nov 22, 20242 min read
17 views
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Homeowners' Responsibilities to the Community
Homeowners like to know they have RIGHTS in their community…. but are you aware of the owners’ RESPONSIBILITIES? Yes, each owner has a...

Karel Costa-Armas
Sep 1, 20221 min read
80 views
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Budget Prep in your Community
Are you getting ready for your association's budget season? Are you skeptical of past practices and willing to be involved in this year's...

Karel Costa-Armas
Aug 19, 20222 min read
99 views
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Committees at HOA's and Condominiums - Purpose and Structure
Committees... Do you have them? Are they good for your community? In recent years, I have learned to direct Boards better in using their...

Karel Costa-Armas
Jul 20, 20221 min read
39 views
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How to Remove a Bad Board Member
How to remove a problematic Board member. This is the most common request I receive. Usually the complaint stems from a director that is...

Karel Costa-Armas
Jul 4, 20221 min read
60 views
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Interviewing the Manager Candidate... and other potential employees
Having the right employee join your association’s team is critical. Experience will tell you that the correct fit for your team is...

Karel Costa-Armas
Apr 22, 20213 min read
35 views
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A Homeowner's Rights and Responsibilities in Their Association
What are homeowners entitled to expect from their association? Just as there are guidelines, laws, and procedures for Board Members,...

Karel Costa-Armas
Apr 13, 20212 min read
196 views
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Fire Pits: How HOA & Condo Boards Can Safely Permit this Popular Trend
By Laura Otto on CAIonline.org How do homeowners associations foster community when having neighbors over for dinner or using the...

Karel Costa-Armas
Mar 26, 20212 min read
39 views
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Committees in Homeowner and Condominium Associations
There are many great benefits to communities when the membership participates proactively in its governance. Committees are groups of...

Karel Costa-Armas
Feb 20, 20212 min read
36 views
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Maintenance, Repairs, and Inspections - Risk Management in Condominium and Homeowner Associations
The maintenance of the property is of the utmost importance. Timely repairs can avoid accidents and therefore unnecessary claims. Whether...

Karel Costa-Armas
Feb 18, 20212 min read
26 views
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Inventory of Physical Asset Risks -Property Inspections
In continuing the topic of Risk Management, many of the board members, residents, and staff should know the assets on property and the...

Karel Costa-Armas
Feb 13, 20212 min read
17 views
0 comments


Risk Management for Condominium and Homeowner Associations
Does your association have a proper risk management plan in place? Do your board members or committees know what to do when they notice a...

Karel Costa-Armas
Feb 10, 20212 min read
45 views
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Trademark Infringement - Using the Association's Name
Common Interest Communities have a name to protect. Trademark Infringement is the unauthorized use of a trademark or service mark on or...

Karel Costa-Armas
Feb 8, 20212 min read
14 views
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COVID-19 Vaccines and HOAs: What You Need to Know
As we approach the one-year mark of social distancing and shutdowns due to the COVID-19 pandemic, vaccine rollouts are taking place...

Karel Costa-Armas
Feb 6, 20212 min read
2 views
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Human Resources - HOA employees
Hiring or firing an employee. Associations must protect themselves from a bad hire and from possible discrimination claims or other...

Karel Costa-Armas
Feb 5, 20211 min read
23 views
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